What is Humana Health Insurance?

Health history

Humana is one of the largest health insurance companies in the U.S. Their network includes more than 350,000 medical providers, more than 3,000 hospitals, and nearly 50,000 pharmacies across the United States. It prides itself as a provider of flexible and affordable health insurance plans.

The company offers a wide variety of plans that can be customized to fit individual needs. Plans may also include dental or vision, but that all depends on the requirements of your state or your personal preference. Humana typically has premiums that are ranked amongst the lowest and some plans can cost $100-$300 less each year compared to other providers.

But Humana stands out from the crowd because it offers incentives called wellness features. Programs like Humana Vitality rewards users points for developing healthy habits. These points can then be used to gain discounts on healthy foods as well as on other products like movie tickets.

Humana also has physical centers in all of its states, which offer a number of fun activities such as cooking and exercise classes, social activities, and seminars. And the best part is, you don’t even have to be a member to use these facilities. Humana has a 24 hr customer service that even caters for the hearing impaired.

The downside is Humana is only available in 22 states. But if you have a nationwide PPO plan, it may still be available to you outside of its 22 state coverage. The same does not apply for an HMO plan unless you have an emergency.